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  • Rates & Insurance

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    $175 – Initial Assessment Appointment (60 Minutes)

    $130 – Individual Therapy Appointment (50 Minutes)

    $150 – Couples/Marital Therapy Appointment (50 Minutes)

    $150 – Crisis Appointment (50 Minutes)

    $65 additional fee for 30 minutes extension to scheduled 50 minute appointment (*Extended sessions must be pre-approved by Kara prior to the appointment to ensure that the time will not impact another client’s session.  If you utilize health insurance, the 99354 CPT code for extended sessions are frequently not covered and will be the client’s responsibility.*)

    $50 for any cancelation with less than 24-hour notification or no show.


    I am currently in-network with the following insurances:

    • Aetna 
    • Cigna
    • Oxford
    • Oscar
    • United Healthcare
    • Fidelis
    • CDPHP

    Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

    I’d recommend asking these questions to your insurance provider to help determine your benefits:

    • Does my health insurance plan include mental health benefits?
    • Do I have a deductible? If so, what is it and have I met it yet?
    • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
    • Do I need written approval from my primary care physician in order for services to be covered?


    I accept cash, check and all major credit cards as forms of payment. Payments can be made via the client portal. Payment is due at the time of service. Clients who have insurance with Aetna, Cigna, Oxford, Oscar and United Healthcare will be asked to utilize a company called Headway to assist with billing.

    Cancellation Policy

    If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged a $50 fee.

    Good Faith Estimate

    You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.

    Under the law, health care providers need to give clients who don’t have insurance or who are not using their insurance an estimate of the bill for medical items and services. 

    You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees. 

    Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose for a Good Faith Estimate before you schedule an item or service. 

    If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. 

    Make sure to save a copy or picture of your Good Faith Estimate.

    Any Other Questions

    Please contact me for any additional questions you may have. I look forward to hearing from you!